No rate is stated. Lender introductions are not offered, and no fee is taken for sending you to a lender. Rental income from an accessory unit is discussed on ADU.

  • Energy-efficient mortgages

    Mortgage programs that can fund efficiency work. Limits are not stated. This is not lending advice.

  • Construction-to-permanent loans

    One-close and two-close construction loans, and the appraisal problem for uncommon systems. Not written.

  • PACE

    Property-assessed financing where a state allows it, including the conflicts that make it a poor fit for many new builds. Not written.

  • Lender programs

    Lender, credit-union, and community-lender programs. None are endorsed, and no fee is offered for an introduction.

  • State and federal programs

    Grants and disaster loans a rebuild may meet. Program status is not stated.

  • Insurance and financing

    How a hard-to-insure house can stall a loan. No approval rule is stated.

  • Appraisal gap

    Why an appraisal can lag a resilient house, and what to hand the appraiser. Studies are not cited yet.

  • Financing an owner-builder

    Which lenders will consider an owner-builder. Not written, and not a list of lenders.

  • Financing build-to-rent

    How a rental portfolio is financed. Not written. No rate is stated.